When a Texas employee is injured on the job, they may be able to obtain Texas workers’ compensation benefits until they are able to return to work. However, a workers’ compensation claimant is limited in the amount they can recover for their injuries. Typically, an injured worker can only recover for their medical expenses and lost wages.
A Texas personal injury claim, on the other hand, allows for an injured employee to recover more fully for their injuries, including for their pain and suffering. However, under the Texas Workers’ Compensation Act, when a workers’ compensation claim is appropriate, it is usually the employee’s sole remedy against their employer. This means that an injured employee may be prevented from pursuing a personal injury case against their employer.
There are several instances in which an injured employee may be able to pursue a Texas personal injury case against one or more parties. For example, if a third party causes an employee’s injuries, the employee may be able to pursue a Texas third-party claim against that person or organization. Third-party claims do not implicate Texas workers’ compensation laws because the named defendant is not the injured worker’s employer.