Those who have been involved in a Texas car accident understand that the road to recovery entails more than just the healing of physical wounds. Being involved in a serious car accident takes an emotional toll on accident victims for several reasons, including the stress and potential difficulties that an accident victim may encounter when trying to obtain fair compensation for their injuries.
All drivers in Texas are required to maintain a certain amount of car insurance. Specifically, motorists must obtain a policy with coverage for at least $30,000 per person ($60,000 per accident) and $25,000 for personal property. These limits refer to the amount that the insurance company will cover for an accident caused by the insured.
Many Texas car accidents, however, result in damages far in excess of these limits. In these cases, an injured motorist may file a claim with the at-fault driver’s insurance company as well as with their own insurance company, under the underinsured motorist (UIM) provision.