What Should You Do if You’re Hurt in an Accident With an Uninsured Driver?

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Key Takeaway:
If you’re injured by an uninsured driver, seek medical care, report the crash, preserve evidence, and explore all available sources of compensation, including your own insurance coverage.

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Being involved in a car accident is stressful enough. Finding out the at-fault driver doesn’t have insurance can make the situation even more overwhelming. Fortunately, an uninsured driver does not necessarily mean you’ll be left paying every expense yourself.

Taking the right steps after the crash can protect both your health and your legal rights.

What Should You Do After the Accident?

Seek Medical Attention

Your health should always come first. Even if you don’t feel seriously injured, seek medical care as soon as possible. Prompt treatment can identify hidden injuries and create important documentation for any future claim.

Report the Crash

Call law enforcement and file an accident report. The police report can help document how the collision occurred and whether the other driver was uninsured.

The other driver will likely try to pressure you into not calling the police. However, if you or anyone else was injured, reporting the accident is legally required. For your own safety and to give yourself the best chance of recovery, call the police promptly, and do not accept cash for the damage.

Gather Evidence

If it is safe to do so, collect:

• Photos of the accident scene and vehicle damage
• Contact information for witnesses
• Medical records and bills
• Any information about the other driver’s insurance status

Notify Your Insurance Company

Report the accident promptly. Depending on your policy, you may have coverage that can help pay for your losses, including:

• Uninsured/Underinsured Motorist (UM/UIM) coverage
• Personal Injury Protection (PIP) coverage
• Medical Payments (MedPay) coverage, if purchased

An attorney or your insurance company can help explain which coverages may apply to your situation.

Speak With a Personal Injury Attorney

If you’ve suffered significant injuries, an attorney can help investigate the crash, identify available insurance coverage, and determine whether additional legal action may be appropriate.

Injured by an Uninsured Driver? Call Shaw.

Being hit by an uninsured driver doesn’t necessarily mean you have no options. An experienced personal injury lawyer can help you understand your rights and pursue every available source of compensation.

You may be entitled to compensation for:

• Emergency treatment
• Medical bills
• Lost wages
• Property damage
• Pain and suffering
• And more

Call Shaw today at 800-862-1260 to schedule your free case evaluation with a San Antonio personal injury attorney.

No fees. No pressure. Just trusted legal guidance when you need it most.

We look forward to serving you.