Can You Recover Compensation After a Crash Caused by a Stolen Vehicle?

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Key Takeaway:
You may be able to recover compensation after a crash involving a stolen vehicle, but it depends on the circumstances and the insurance coverage available.

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Being involved in a car accident is stressful enough. Learning that the other vehicle was stolen can make the situation even more confusing, especially if you’re worried about who will pay for your injuries and property damage.

Although these cases can be more complicated than typical car accidents, it doesn’t mean that you’re out of options for recovering damages.

Who May Pay for Your Damages?

When a stolen vehicle is involved, several potential sources of compensation may be available depending on the facts of the case.

Your Own Insurance Coverage

If you carry certain optional coverages, your own auto insurance may help pay for your losses. Depending on your policy, this may include:

• Uninsured/Underinsured Motorist (UM/UIM) coverage, which may apply if the person driving the stolen vehicle is uninsured.
• Personal Injury Protection (PIP), which can help cover medical expenses and certain lost wages regardless of who caused the crash.
• Collision coverage, which may help pay to repair or replace your vehicle, subject to your deductible.

The Vehicle Owner

In most cases, the owner of a stolen vehicle is not responsible simply because their vehicle was stolen. However, there may be limited situations where an owner could share liability if their own negligence contributed to the theft or the accident.

The Person Driving the Stolen Vehicle

The individual who stole and operated the vehicle may also be held liable for the injuries and damages they caused. However, recovering compensation directly from the driver may be difficult if they have little or no insurance or financial resources.

Every Case Is Different

Crashes involving stolen vehicles require a careful investigation to determine what insurance coverage is available and whether any additional parties may share responsibility.

Injured by a Stolen Vehicle? Call Shaw.

An accident involving a stolen vehicle can leave you with questions about who will pay for your medical bills and other losses. An experienced personal injury attorney can help identify all available sources of compensation and protect your rights.

You may be entitled to compensation for:

• Emergency treatment
• Medical bills
• Lost wages
• Property damage
• Pain and suffering
• And more

Call Shaw today at 800-862-1260 to schedule your free case evaluation with a San Antonio car accident injury lawyer.

No fees. No pressure. Just trusted legal guidance when you need it most.

We look forward to serving you.