Valentine’s Day Rideshare Accidents in Texas: Who’s Liable?

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Key Takeaway:

If you’re injured while riding in a rideshare on Valentine’s Day in Texas, you may be able to file a claim against the at-fault driver and applicable insurance policies.

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Valentine’s Day is one of the busiest rideshare days of the year. With late-night travel, increased alcohol consumption, and more Uber and Lyft vehicles on the road, the risk of accidents rises significantly. If you’re injured while riding in a rideshare, it’s natural to wonder who may be responsible for your injuries.

The answer depends on who caused the crash and the rideshare driver’s status at the time of the accident.

Rideshare Insurance and Passenger Rights

When a rideshare accident occurs, insurance coverage is determined by whether the driver was actively using the rideshare app and whether they were transporting a passenger.

Coverage typically breaks down as follows:

• Driver Offline:
  If the driver was not logged into the rideshare app, only their personal auto insurance applies.

• Driver Logged In and Waiting for a Ride:
  If the driver was logged in but had not yet accepted a ride, the rideshare company generally provides limited liability coverage.

• Driver Transporting a Passenger:
  If the driver had accepted a ride or was actively transporting a passenger, rideshare companies like Uber and Lyft typically provide up to $1 million in third-party liability coverage.

If another driver caused the crash, that driver’s personal auto insurance may also be responsible for covering your injuries.

As a passenger, you generally have the right to file a claim against whichever party is legally responsible. Determining fault and identifying the correct insurance coverage, however, can be complex—especially when multiple policies are involved.

Rideshare Injury on Valentine’s Day? Call Shaw.

Rideshare accident claims often involve overlapping insurance policies, technical coverage rules, and disputed liability. An experienced personal injury attorney can help protect your rights and ensure the correct parties are held accountable.

You may be entitled to compensation for:

• Emergency treatment

• Medical bills

• Lost wages

• Property damage

• Pain and suffering

• And more

Call Shaw today at 800-862-1260 to schedule your free case evaluation with a San Antonio rideshare accident lawyer.
No fees. No pressure. Just trusted legal guidance when you need it most.

We look forward to serving you.

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See Also:

Safe Driving Tips for Valentine’s Day in Texas