If an Unlicensed Driver Hit Me, What Options Do I Have?

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Key Takeaway:
If you’re hit by an unlicensed driver in Texas, you can pursue a claim against them, but in most cases, compensation will come through your own Uninsured Motorist coverage.

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Driving without a license is illegal in Texas, yet it happens every day. In fact, research shows that nearly 20% of automobile accidents involve unlicensed drivers. This makes them a significant risk for everyone on the road.

When you’re hit by an unlicensed driver, the accident is already complicated. But what really adds to the challenge is that many unlicensed drivers also don’t carry insurance. That leaves victims wondering how they’ll pay for medical bills, missed work, or vehicle repairs.

Can I Sue an Unlicensed Driver?

Yes. You can file a claim directly against the unlicensed driver who caused your injuries. If they were negligent—such as by running a stop sign or failing to yield—they can be held responsible for your damages.

However, lawsuits against unlicensed drivers are often limited by the driver’s ability to pay. Even if you win in court, recovering compensation can be difficult if the driver doesn’t have assets or insurance coverage.

How Uninsured Motorist (UM) Coverage Can Help

This is where Uninsured Motorist coverage in your auto insurance policy becomes so important. UM coverage can help pay for:

• Medical Bills

• Lost Wages

• Vehicle Repairs or Replacement

• Pain and Suffering

UM coverage acts as a financial safety net if you’re hit by someone who is uninsured—or in this case, unlicensed and uninsured. Keep in mind, however, that UM is fault-based. That means you must still prove the unlicensed driver caused the accident.

Proving Fault After an Accident With an Unlicensed Driver

The process of proving fault after an accident is the same whether or not the driver has a license.

You can learn more about the burden of proof after a car accident in this related article.

Injured by an Unlicensed Driver? Call Shaw.

Dealing with the aftermath of an accident is hard enough—when the other driver is unlicensed and uninsured, it’s even more stressful. You don’t have to face it alone.

Call Shaw today at 800-862-1260 to schedule your free case evaluation with an experienced car accident lawyer in San Antonio. No fees. No pressure. Just expert legal advice when you need it most.

We look forward to serving you.