What Should I Do If Another Driver’s Insurance Asks For a Recorded Statement?

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Key Takeaway:
You are not required to give a recorded statement to another driver’s insurance company in Texas, and doing so could hurt your claim.

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When you’ve been in a car accident, it’s common to feel overwhelmed—between dealing with injuries, medical bills, and car repairs, the last thing you want is a call from the other driver’s insurance company. But often, that’s exactly what happens.

Their adjuster may ask you to provide a recorded statement about the crash. While it might sound harmless, it’s usually not in your best interest.

Why You Shouldn’t Give a Recorded Statement

Insurance companies are businesses, and their priority is paying out as little as possible. Adjusters are trained to ask questions that could:

• Create inconsistencies in your story, even if you’re being truthful.

• Downplay your injuries by getting you to admit you “feel fine” too soon.

• Shift blame by twisting your words to suggest you were partly at fault.

Once recorded, your statement can be used against you to reduce or deny your claim.

What to Do Instead

You have rights after an accident, and protecting them starts with how you handle these requests. Here’s what you should do:

• Do not give a recorded statement to the other driver’s insurer.

• Share only basic details if absolutely necessary—like your name, phone number, and insurance information.

• Check your own insurance policy if your insurer asks for a statement; sometimes cooperation is required, but you can still consult your lawyer first.

• Talk to an attorney before agreeing to anything. A lawyer can communicate with insurance adjusters on your behalf to protect your claim.

Protecting Your Right to Compensation

Refusing to give a recorded statement does not harm your right to pursue a claim. What matters is the evidence—like police reports, medical records, and witness statements—not what you tell an opposing insurer on tape.

By letting an attorney handle communications, you avoid the risk of saying something that could be misunderstood or used against you.

Asked for a Statement? Call Shaw.

If another driver’s insurance company is pressuring you to give a statement, you don’t have to go through it alone. A skilled personal injury lawyer can guide you through the process, protect your rights, and make sure you get fair compensation.

Call Shaw today at 800-862-1260 to schedule your free case evaluation with an experienced personal injury attorney in San Antonio. No fees. No pressure. Just the expert legal advice you need.

We look forward to serving you.