Injured passengers have legal options after an accident in Texas.
I Was Injured in a Car Accident as a Passenger—Can I Sue?
Key Takeaway:
Yes. As a passenger, you have the right to seek compensation through the at-fault driver’s insurance or by filing a personal injury lawsuit if necessary.
Whether you’re riding with a friend, taking a rideshare, or traveling in a family vehicle, passengers often don’t think about what happens in a crash—until it’s too late. If you’re injured in a Texas car accident as a passenger, you’re not without options. In fact, you may be entitled to full compensation for your injuries and other losses.
What Are Your Rights as an Injured Passenger?
Under Texas law, drivers owe a legal duty of care to their passengers. If you’re injured because a driver—any driver—was negligent, you have the right to pursue compensation for:
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Medical Expenses
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Lost Wages
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Pain and Suffering
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Property Damage
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And More
Depending on the circumstances of the crash, you may be able to file a claim against:
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The driver of the vehicle you were in
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The driver of the other vehicle (if they caused the crash)
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A third party (such as a rideshare company, auto manufacturer, or government entity)
Insurance Claim vs. Lawsuit
1. Insurance Claim
Passengers can usually start by filing a claim with the at-fault driver’s insurance provider. Texas requires drivers to carry liability insurance, which should cover injuries to passengers. However, the amount you receive may be limited to the driver’s policy limits.
2. Personal Injury Lawsuit
If the insurance company won’t offer a fair settlement—or if your damages exceed policy limits—you may need to file a lawsuit. A personal injury lawyer can help you build a strong case and fight for full compensation.
You don’t need to worry about “suing a friend”—the claim is typically handled through their insurance company, not their personal finances.
What If Multiple People Were Injured?
If several passengers are injured in the same crash, and the driver has limited coverage, things can get complicated. Each person will need to negotiate their portion of the available insurance coverage—or consider pursuing additional legal action.
Injured as a Passenger in Texas? Call Shaw.
If you were injured as a passenger in a Texas car accident, you don’t have to navigate the legal system alone.
Call Shaw today at 800-862-1260 to schedule your free consultation with an experienced car accident lawyer. No fees. No pressure. Just expert legal advice when you need it most.
We look forward to serving you.